12 Oct

Stay Fit This Fall With At-Home Exercises That Get Results

General

Posted by: Ingrid Kutzner

Fitness trainer Mandy Gill puts a twist on everyday movements to build and maintain strength You may have curtailed your outdoor exercise during the dark days of autumn, but you can still stay active indoors. The key to staying fit and strong is to switch up classic movements by challenging the body with a slight […]

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28 Sep

Your Credit Rating: The Four C’s

Mortgage Tips

Posted by: Ingrid Kutzner

Buying your first home is an incredible step in life, but it is not without its hurdles! One of which is demonstrating that you are creditworthy, which all comes down to your credit rating. This is how lenders and credit agencies determine the interest rate you pay, or whether you will qualify for a mortgage […]

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16 Sep

10 Mortgage Mistakes

Mortgage Tips

Posted by: Ingrid Kutzner

Whether it is your first house or you’re moving to a new neighborhood, getting approved for a mortgage is exciting! However, even if you have been approved and are simply waiting to close, there are still some things to keep in mind to ensure your efforts are successful. Many homeowners believe that if you have […]

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23 Aug

What a Piggy Bank Just Won’t Do.

Mortgage Tips

Posted by: Ingrid Kutzner

You’ve reached a point in life where your job is going well, and you find yourself not only out of debt, but with some room for savings. You might start wondering, where should I put this money that will not only be safe for the future, but also grow? That’s when you’ll probably start hearing […]

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10 Jun

5 Approval Roadblocks

General

Posted by: Ingrid Kutzner

When in the process of buying a home, there is nothing worse than having your mortgage broker or lawyer call and say “there is a problem”. If you have found your dream home and negotiated a fair price, which was accepted, and you have supplied all the documentation to your broker, you probably assume everything […]

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3 Jun

10 Steps to Home Sweet Home

Mortgage Tips

Posted by: Ingrid Kutzner

Congratulations! There is nothing more exciting than moving into a new home. Whether a new building or re-sale property, there are a few things you can do as soon as you take possession in order to make it your own. Invest a weekend or two into warming up a featureless space or refreshing someone else’s […]

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25 May

Getting the Down Payment Down

General

Posted by: Ingrid Kutzner

A down payment is one of the most essential aspects of every mortgage application and new home purchase. In Canada, home purchases require a minimum cash payment from your own funds that is put towards the purchase. This is your down payment and is considered your stake in the deal. Many home buyers understand that […]

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17 May

25 Secrets Your Banker Doesn’t Want You to Know

General

Posted by: Ingrid Kutzner

Twenty-five or thirty years can sound like an impossibly long time to service a loan – and for many of us, it is. If you are looking to pay off your mortgage faster, here are some tried-and-true tactics to get you to financial freedom that much sooner! Make a Double Mortgage Payment: A double payment once […]

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6 May

Outside the Box, Container Homes, Micro Homes, What about a Yurt!?

General

Posted by: Ingrid Kutzner

For most Canadians, a home looks like a few different things. It is either a single-family dwelling, a townhome, condominium or a high-rise. But Daniel Croft, Vice President of Giant Container Services, is looking to change that! In the quest to find less expensive housing and alternatives to the conventional home, we have seen many […]

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19 Apr

Market Smarts: Home Buying Guide

Mortgage Tips

Posted by: Ingrid Kutzner

The Canada Mortgage and Housing Corporation (CMHC) is one of Canada’s three mortgage insurers. Beyond insuring mortgage, CMHC also offers consumer guidance in the form of a unique step-by-step guide for home buying Canada, which the organization has dubbed the “roadmap” to home ownership. The 27-page guide, Homebuying Step By Step is available on CMHC’s website. […]

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